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1.
Organize your documents
If
you are buying or refinancing a home
If
you are salaried: provide two years W-2 and one month of paystubs
OR
If you are self-employed: provide two years tax returns and
a YTD profit and loss statement.
- If
you own rental property, please provide rental agreements
and two years tax returns.
- Please
also provide three months bank statements for each bank,
stock and mutual fund account.
- Provide
recent copies of any stock brokerage or IRA/401K accounts
that you may have.
- If
you are requesting a cash out refinance please provide a
letter explaining what you plan to do with the proceeds.
- Provide
a copy of divorce decree if applicable.
- If
you are NOT a US citizen, provide us with a copy of your
green card (front & back), or if you are NOT a permanent
resident provide us with your H-1 or L-1 visa.
If
you are applying for a home equity loan
If
you are salaried: provide two years W-2 and one month of paystubs
OR
If you are self-employed: provide two years tax returns and
a YTD profit and loss statement.
- If
you own rental property, please provide rental agreements
and two years tax returns.
- Please
provide a copy of the note on your first mortgage. This
will normally be found in your closing loan documents.
- Please
provide a signed letter explaining what you plan to do with
the proceeds.
- Provide
a copy of divorce decree if applicable.
- If
you are NOT a US citizen, provide us with a copy of your
green card (front & back), or if you are NOT a permanent
resident provide us with your H-1 or L-1 visa.
Go
to Step 2
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